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Jack's Reference Book for Home and Office : An Encyclopaedia of General Information: General Information · 1909 · p. 14

CLUB, 4 benefit club formed ennuslly for support in sickne and for pareeee a “lump sum” at Christmas. te name is due to the fact that each year ends, as it were, with a clean elate; for the fands in hand at the end of the year are “shared out”’ ese: A the members, and the club coases to oxist. [s. 281]