assumptive

[Fr. a omptif; Port. a umptivo; from Lat. a umptivus.] Which is a umed, or which may be a umed; capable of being a umed. Heraldry. A umptive Arms: *1. Originally: Arms which had been a umed in a legitimate way. .. in Heraldry, a umptive arms are such as a person has a title to bear, by virtue of some action done or performed by him, which by birth he could not wear; as if a person that has naturally no cont should, in lawful war, take a prince or nobleman prisoner, he has from that time a right to bear the arms of such prisoner, by virtue of that military law, that the dominion of things taken in lawful war pa es to the conqueror."-Dyche: Dict . (1758). 2. Now : Arms a umed without proper authority; those legitimately taken being called arms of a umption, and not a umptive arms. (Glo . of Her ., 1847.) as-sump-tive-ly, adv . [Eng. a umptive; -ly.] By means of an a umption. ( Webster .) as-sü'r-ançe, *as-sü'r-âunçe (sür as shür), s. (Fr. a urance , from a urer = to render sure; sûr = O. Fr. séur, segur; Lat. Securus = (1) free from care; (2) free from danger, safe, secure: se (old form of sine) = apart from, without; cur a = care.] [AS SECURANCE, ASSURE, SECURE, SINECURE, SURE.] A. As substantive: I. Ordinary Language: 1. The act of a uring or insuring. (1.) The act of imparting to another, who as distrustful or anxious, grounds on which confidence may be based, or of actually inspiring him with confidence itself. (Lit. & fig.) "But, lordes, wol ye maken as sur a unce, As I schal say, a entyng to my lore? And I I schal hal make us sauf for evermore." Chaucer: C. T. , 4,761. "Not a house but seems To give a urance of content within." Words worth: Excursion, bk. v. (ii.) The act of "insuring one's life." [Α., II. 3.1 2. The state of being a ured, or being insured. (i.) The state of being a ured. (a) The state of receiving statements, designed to inspire confidence either with respect to one's personal security or any other matter which else would be doubtful. "We have as great a urance that there is a God, as we could expect to have, supposing that he were."Til lots on. To take a urance from an enemy: To submit on condition of receiving protection. ( Scotch .) (b) Firm belief in such statements, unwavering conviction. "Such an a urance of things as will make men careful to avoid a le er danger, ought to awaken men to avoid a greater."-Til lots on. "Thou shalt fear day and night, and shalt have none a urance of thy life " -Deut . xxviii. 66. "And the work of righteousne shall be peace; and the effect of righteousne quietne and a urance for ever."- Isa , xxxii. 17. To make a urance doubly sure: To take steps which seem much more than sufficient to remove every cause of apprehension, and produce tranquil confidence. " Mach . Then live, Macduff: what need I fear of thee, But yet I'll make a urance doubly sure." Shakesp.: Macbeth , iv. 1. "Men whose consideration will relieve our modesty, and give us courage and a urance in the duties of our profe ion."-Rogers. "With all th' a urance innocence can bring, Fearle without, because secure within.' Dryden. Or it may be immoderate and become forwardne or impudence. "This is not the grace of hope, but a good natural a urance or confidence, which Aristotle observes young men to be full of, and old men not so inclined to."-Hammond. Or again it may be supported by a feeling of duty, and become intrepidity or fortitude, which is highly commendable. "They, like resolute men, stood in the face of the breach with more a urance than the wall itself."Knolles. (ii.) The state of being insured. [A., II. 3.] 3. That which is designed to render a person or thing a ured or insured. (1.) That which is designed to a ure a person, or inspire him with confidence. 'A urances of support came pouring in daily from foreign courts."-Macaulay: Hist . Eng . , ch. xx. "... the answer returned to these affectionate a urances was not perfectly gracious."- Ibid . , ch. xxiii. (ii.) That which is intended to insure a person or his life, or, more truly, his property. [A., II. 3.] "An a urance being pa ed through for a competent fine, hath come back again by reason of some oversight."- Bacon. IL Technically : 1. Theology: The unwavering conviction, divinely produced, that one is now acceptable to God, and will, through the mediation of Christ, at last infallibly attain to heavenly felicity. "And we desire that every one of you do shew the same diligence to the full a urance of hope unto the end." Heb . vi. 11. "Though hope be indeed a lower and le er thing than a urance, yet, as to all the purposes of a pious life, it may prove more useful."-South. 2. Law : The conveyance of lands or tenements by deed; legal evidence of the conveyance of property. The legal evidences of this translation of property are called the common a urance of the kingdom, whereby every man's estate is a ured to him. (Black stone's Comment., II. 294.) 3. Arithmetic, Comm., Insurance, . The act of "insuring" a person's life; the state of being insured; also a contract between a person on the one hand and a company on the other, by which the former agrees to pay a stipulated sum at fixed times, and the latter promises a certain amount to be given over to his heirs in the event of his dying during the period for which he has paid. The sum for which the individual insured becomes responsible is called the premium . If given all at once it is called a single premium ; if at the commencement of each year, an annual premium. While the time of a single person's death is not ascertainable beforehand by man, the percentage of deaths out of 10,000, or 100,000, or a million, is wonderfully fixed, the variations becoming le as the number from which the percentage is calculated grows greater. It may, therefore, become the subject of arithmetical and algebraical calculation. [ANNUITIES, LIFE, EXPECTATION.] To find the present value of $100, to be paid at the end of the year in which the a urer, A , dies : Find the present value of an annuity of $1 for the life of A. If this be called a , then (a + 1) multiplied by the present value of $1 due a year hence, with a subtracted from the result, and the remainder then multiplied by 100, will give the sum required. Or, find A's expectation of life, and calculate the present value of $100 that number of years hence. To find the annual premium which would furnish such a sum on the death of A : Divide the present value of $100, as ascertained in the previous paragraph, by the present value of an annuity of $1 for the same time. The busine of A urance or Insurance has grown enormously during the present century. The amount of life insurance now in force in the United States is more than $9,000,000,000. A e ment or Co-operative Insurance has had an enormous development within recent years. B. Attributively : Pertaining to a urance of lives, more rarely of insurances against fire, as the "Standard Life A urance Company, "Hand in Hand Fire and Life A urance Society."